Don Coker, Banking Expert Witness & Consultant in Finance.

My Qualifications
1.       Educational background includes a B.A. degree from the University of Alabama, post-graduate work at Alabama and the University of Houston, graduate-level work at Spring Hill College, and executive education work at Southern Methodist University and the Harvard Business School.

2. Professional background includes extensive experience as a high-level banker, mortgage banker, and lender and governmental banking regulator, and twenty years as a nationwide expert witness consultant with 194 testimonies.

3. Background and experience include a significant amount of training in all areas of banking and mortgage banking including lending, loan servicing, deposits, operations, investments, securitization, securities, collections, and trusts with my past employers including Citicorp and entities that are now Citigroup, Bank of America, JPMorgan Chase Bank and Regions Financial, and all of which are among the largest banking and financial companies in the country.

4. Education, training, work, and management background includes specific experience in all areas of banking, mortgage banking, trust, and securities. In addition, I have experience working as a governmental banking regulator; and I have been called on many times as an expert consultant to many banking regulators such as the FDIC and also non-banking governmental entities such as the Internal Revenue Service, Agency for International Development, U.S. Air Force, and others.

5. Called on over 676 times as an expert witness for plaintiffs and defendants nationwide in all areas of banking, mortgage banking, lending, loan servicing, finance, and business valuation; and I have testified as an expert witness consultant 176 times (137 times at deposition and 39 times in court or arbitration). The Defense Research Institute and the American Association for Justice both include me in their databases of expert witness consultants recommended to them by their members. Litigation-related work typically accounts for approximately 85%-90% of my work and income.

6. Consulting practice includes a significant level of non-litigation work such as business valuations, intellectual property valuations, financial asset valuations, feasibility studies, market studies, training programs, bank taxation matters, anti-money laundering programs and manuals, advice for hedge fund and investment management companies, business plans, business start-up advice, policy and procedure manuals, fraud investigation assistance, international consulting, and consulting on general financial matters. Non-Litigation-related work typically accounts for approximately 10%-15% of my work and income.

7. Notable clients have included over 100 banks worldwide, 9 of the country's top 10 banks, 8 of the country's top 10 mortgage banking companies, 14 of the world's top 45 banks, 20 of the country's 100 largest companies, 77 of the country's top 400 law firms, governmental entities such as the Internal Revenue Service (called on for 7 engagements involving bank taxation and the valuation of banking and intangible assets worth over $21.5 billion), FDIC, Resolution Trust Corporation, Federal Reserve Bank, Federal Home Loan Bank, Federal Savings & Loan Insurance Corporation, Federal National Mortgage Association (Fannie Mae), Federal Home Loan Mortgage Corporation (Freddie Mac), other governmental banking regulators, U.S. Air Force, numerous state and local governments, and four members of the Forbes 400 List.

8. International clients have included the International Accounting Standards Board Foundation in London (when Paul Volcker was chairman), World Bank, U.S. Agency for International Development, International Monetary Fund, United Nations Conference on Trade and Development, foreign governments, and others. I have been engaged by clients in 49 states and 39 countries for work in 67 countries.

9. Widely published (1 book and over 100 articles) in banking, mortgage lending, finance, valuation and business subjects, and I have been interviewed by or quoted in over 50 publications including Forbes, U.S. News and World Report, NBC Evening News, ABC News and ABC Radio, Time Magazine and Time Online, American Banker, Atlanta Journal-Constitution, New York Daily News, Baltimore Sun, Chicago Sun-Times, Charlotte Observer, Triangle Business Journal (Raleigh, NC), The Business Journal (Greater Triad Area: Greensboro, High Point, Winston-Salem, NC), Atlanta Business Chronicle, Newark Star-Ledger, Denver Post, Houston Business Journal, Boston Herald, Phoenix Business Journal, Pittsburgh Post-Gazette, Pittsburgh Business Times, Jacksonville (FL) Business Journal, Palm Beach Daily News, South Florida Business Journal, Memphis Business Journal, San Francisco Daily Journal, The Virginian-Pilot newspaper, Lawyers Weekly USA, Chief Executive Magazine, Chartered Financial Analyst Magazine, Mortgage Lending Compliance Alert, Small Business Times, Debtwire, and many others. Also, I am listed in numerous Who's Who biographical achievement books including Who's Who in America, Who's Who in the World, and Who's Who in Finance and Industry.