François Sestier, MD, PhD, FRCPc, FACC, CIME

DR SESTIER

My educational background, experience and expertise in the field of medicine and life expectancy are as follows: 

 I am licensed to practice medicine in the Province of Québec. I practice as a certified cardiologist. After obtaining my PhD in cardiac physiology at McGill University, I participated during 30 years to more than 100 randomized control studies in cardiology, obtaining more than 10 million Canadian dollars of cardiology research grants, including the design and funding of ancillary trials of NIH sponsored studies. I authored and co-authored more than 60 scientific papers published in peer reviewed journals, including Lancet and the New England Journal of Medicine. I am also certified in cardiology, respiratory medicine, occupational medicine, aerospace medicine in France, and in insurance medicine in Canada. I am diplomat of the American Academy of Insurance Medicine since 1995, having passed with success in 1994, the examination of the mortality course of the American Academy of Insurance Medicine. I am a Full Professor of Medicine with University of Montreal since 2003.

Since 1999, I have been the program director for Insurance Medicine and Medicolegal Expertise in Health Sciences. In this capacity, I have developed a 6 semester University Post-Graduate level program curriculum, teaching both in French and in English health professionals, nationally and internationally. I am a past president of the Canadian Life Insurance Medical Officers Association (CLIMOA); I am currently representing Canada on the ICLAM bureau (the world association of Insurance Medical Officers); I am also the president of CSME, the Canadian Society of Medical Evaluators, and I have been the 2010-2012 president of AIDC, the world association of medical experts.

In addition of conducting research in life expectancy, I supervise master and PhD students conducting research in this area. I have published and given lectures nationally and internationally on Life Expectancy in a variety of conditions. I have organized a North American Workshop on Life Expectancy Calculation during the CLIMOA Scientific Session in May 2008, workshop which was well-attended.

  I have been a consultant and Medical Director for different Insurance Companies: Quebec and Ontario Blue Cross since 1985 and the Optimum Re Insurance Company since 2002.  I have been a medical consultant for many other Insurance Companies during the last twenty-five years. For more than 25 years, I have been reviewing daily, at least 30 applications for life insurance, giving advice on the mortality and life expectancy associated with the medical conditions of the applicant. I have been performing life expectancy calculations, for litigation purpose, on topics as diverse as traumatology, traumatic brain injury, spinal cord injury, morbid obesity, different cardiac pathologies, sudden death, stroke, cerebral palsy, epilepsy, asthma, chronic obstructive lung disease, liver cirrhosis, and all kinds of cancers, leukemias and lymphomas.